Legal Considerations About this Web Site

This site is intended to be used as an informational resource only and it is not intended to provide any financial, investment, insurance, legal, accounting, or tax advice, and shall not be relied upon by you in that regard. Use of this site confirms your understanding and agreement of and to the following terms and conditions.

The information contained on the pages of this site is subject to modification and update from time to time without notice. Caleb Lawrence Registered Investment Adviser Inc., its officers, directors or partners cannot guarantee or insure either the accuracy, completeness or authenticity of any site content, site functionality, or your transmission of any site content from the site to you.

Certain aspects of the site have been prepared by persons other than Caleb Lawrence Registered Investment Adviser Inc., its officers, directors or partners, and other World Wide Web sites that may be accessed from this site by hypertext links are entirely independent of the site. The inclusion of any site acknowledgments, identification of any person or entity in the site, or any hypertext link to another person or entity shall not, in any manner, be construed as an endorsement of such person's or entity's World Wide Web site, products, services, or contributions to the site.

Other World Wide Web sites, which may provide access to this site by hypertext links, are entirely independent of this site. Any direction by a third party to this site shall not, in any manner be construed as an endorsement by Caleb Lawrence Registered Investment Adviser Inc., its officers, directors or partners of such party's World Wide Web site, products or services.

Use Of This Site

The site does not, and it is not intended to, provide any financial, investment, insurance, legal, accounting, or tax advice, and shall not be relied upon by you in that regard. Financial, insurance and investment products and services are available from Caleb Lawrence Registered Investment Adviser Inc., only in jurisdictions where they may be lawfully offered for sale, and not all products and services are available in all geographic regions. All financial and insurance products and services shall be subject to the terms and conditions of any applicable agreements.

You agree that your use of the site shall be on an "as is basis" entirely at your own risk. Neither Caleb Lawrence Registered Investment Adviser Inc., its officers, directors or partners, nor any of its affiliated companies, nor any officer, director, or employee thereof, nor any other person associated with the creation of this site or its contents, shall be liable or responsible to any person for any harm, loss or damage that may arise in any connection with your use of the site, including without limitation any direct, indirect, special, third party, or consequential damages.

Without limiting the foregoing, Caleb Lawrence Registered Investment Adviser Inc., its officers, directors or partners shall not be responsible for any detrimental reliance that you may place upon the site or its contents whatsoever. The site shall not be used, or relied upon by you, as a substitute for your independent research or professional advice that is provided to you in direct consultation with Caleb Lawrence Registered Investment Adviser Inc., its officers, directors or partners.

Security Issues

You acknowledge and confirm that the Internet is not a secure medium where privacy can be assured and that complete security and confidentiality over the Internet is not possible at this time. Your confidential use of the site cannot be guaranteed and you acknowledge that your use of the site (including information you transmit to the site) may be subject to access by, or disclosure to, other persons. Without limiting any other disclaimer herein, Caleb Lawrence Registered Investment Adviser Inc., its officers, directors or partners shall not be responsible or liable for any harm that you or any other person may suffer in connection with any such breach of confidentiality or security.

Privacy Issues

Information provided by you through our Web site is used for Caleb Lawrence Registered Investment Adviser Inc., its officers, directors or partners business purposes only in order to service your needs as a customer. Caleb Lawrence Registered Investment Adviser Inc. may use "cookie" or related technology in order to track usage of the site, and in order to improve our service to you.